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Under the new system, you might have to get used to getting a monthly payment instead if you live in England or Wales.

If you live in Scotland you can choose to be paid twice monthly In Northern Ireland you are automatically paid twice monthly.

If you’re claiming Universal Credit and start living with a partner who claims tax credits, they’ll no longer be able to receive them.

This is because Universal Credit is based on household income and you can’t claim Universal Credit and tax credits at the same time.

You’ll be asked to say which account your money should be paid into and this can be either: Just living with someone, or being married to them, will not affect your credit score but if you open a joint bank account together you’ll be ‘co-scored’. You are also jointly liable for any debts taken out in both your names.In Scotland, you can choose whether to pay rent to your landlord yourselves or have it paid directly.In Northern Ireland your rent is automatically paid to your landlord but you can choose to pay it yourselves.In Northern Ireland, Universal Credit works differently. In Scotland, you might be offered some choices about how your Universal Credit is paid. Universal Credit replaces some existing benefits and tax credits for people of working age who are either out of work or working and on a low income. If you fill out the online form on behalf of your spouse or partner you will need to enter their details too.You might be asked to claim Universal Credit as a couple if you live in the same household and are: If you’re claiming Universal Credit for the first time, Citizens Advice has a dedicated service to help you. For more information and to find your local Citizens Advice on their website In Scotland, call 08, via webchat on the Citizens Advice website or contact your local bureau directly during their usual business hours.

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