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For more complete testing data you can make up an expiration dates, a card holder name and possibly an address with a zip code.
We choose not to provide this data but you can easily make up this information.
There's another tool for those times when you need to generate all other kinds of data.
The MOD 10 algorithm is a checksum (detection of errors) formula which is the common name for the Luhn algorithm.
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When we say they are valid, we merely imply that they are a possible combination of characters which will validate when passed through the MOD 10 algorithm.I advise you not not to try to use these for any actual transactions, only for testing purposes!In order to complete a purchase a combination of data must be had, and merely a card number is not enough.An contains a six-digit issuer identification number (IIN), an individual account identification number, and a single digit checksum.The first digit of the issuer identification number is the major industry identifier (MII).